Jump to Main ContentJump to Primary Navigation

Money Mensch: Free credit reports

It's time to check your credit files.

    It's time to check your credit files. The impact of credit scoring has grown massively since the global crisis and one small error can kibosh applications for mortgages, cards, loans, mobiles, or even paid monthly home insurance.

    You can get your basic credit report at the three credit reference agencies: CallCredit, Equifax and Experian, online for £2. Yet with the latter two - the bigger agencies - you can get a more detailed and better one for free. This is because both Equifax and Experian try to sell you slightly overblown 'credit monitoring services' which cost around £70 a year, yet these include a 'free month's trial'.

    So sign up for the trial, download your souped-up credit report, then ensure you cancel the trial straight away and you get it for no cost. And as it is a New Year, it is the perfect time to use this as a starting point if you need to tidy up your finances.

    MoneySavingExpert.com

Money Mensch

Turn the tables on big company markups

Martin Lewis

Wednesday, April 8, 2015

Turn the tables on big company markups
Money Mensch

Money Mensch: Holiday protection - beyond sun c...

Martin Lewis

Thursday, July 24, 2014

Money Mensch: Holiday protection - beyond sun c...
Money Mensch

Let’s not swipe bank accounts that give back

Martin Lewis

Thursday, March 20, 2014

Let’s not swipe bank accounts that give back
Money Mensch

How to take control of cash

Martin Lewis

Thursday, January 15, 2015

How to take control of cash
Money Mensch

Money Mensch: How to go further with your holid...

Martin Lewis

Thursday, July 10, 2014

Money Mensch: How to go further with your holid...
Money Mensch

Saving rates are low, but now is the time to act

Martin Lewis

Friday, February 7, 2014

Saving rates are low, but now is the time to act
Money Mensch

My money-saving tips for life on the road

Martin Lewis

Thursday, November 13, 2014

My money-saving tips for life on the road
Money Mensch

It is now time to wise up on age-old benefits

Martin Lewis

Friday, April 4, 2014

It is now time to wise up on age-old benefits
Money Mensch

Money Mensch: New Year resolutions for a more p...

Martin Lewis

Friday, January 17, 2014

Money Mensch: New Year resolutions for a more p...