In 2023, waiting lists reached new highs, even breaking records. With the recent NHS strikes across the UK, the future of healthcare in England feels uncertain. The safety net of a health insurance policy is more welcome than ever.

1. Cut your waiting time by 90 per cent*

Picture this: your worst fears are confirmed and you receive unsettling news about your health. That sinking feeling begins, and without a private health insurance policy to fall back on, you’re likely to face a second blow — the wait. A daunting treatment delay can add to your anxiety and stress. But with health insurance improving both the speed and quality of your care, you can ditch 90 per cent of the waiting time and get the treatment you need, sooner.

2. Have your say

With the extra protection from a health insurance policy, you’ll have choices and lots of them, from the ability to select your hospital, to a wider selection of drugs (including drugs that aren’t yet available with the NHS). You’ll also have the pick of the bunch when it comes to which surgeon or specialist you see. By having more options in your healthcare, you’ll have more control over your future.

3. Value beyond cover

With health insurance, you definitely get what you pay for. On top of your chosen health cover, most policies include additional free benefits.**

To name a few:

• Digital GP appointments 24/7, ensuring you can access rapid professional support from the comfort of your own home.

• Access to qualified nurses, even late at night or first thing in the morning, so you can get clear and simple advice from someone who cares.

• Mental health support, because treating your mental health with the same importance as your physical health is vital.

4. Cancer cover

• A diagnosis of cancer is never easy to cope with. But if the unthinkable happened, it would be even more important to get speedy access to the care you need.
  With extended waiting times and the ever-thinning NHS service, having faith in the system is increasingly difficult. Consequently, many health insurance providers offer extensive cancer cover, from diagnosis, through treatment and even during the aftercare stage.

5. Peace of mind

• Health insurance offers more than just financial protection — it provides emotional assurance. It signifies that you and your loved ones will receive timely, quality care. Health insurance isn’t just a luxury; it’s becoming a necessity for many. With policies starting at just £7 a week, the peace of mind it can bring is invaluable.

*Average waiting times from outpatient appointments to orthopaedics for knee replacement surgery. NHS waiting time from Nuffield Health and waiting time from Spire Tunbridge Wells Hospital. Information from August 2023.

**Free additional benefits are not contractual and may be removed at any time
IGotCover.co.uk, (01625) 914 726