Money Mensch

It's time to start saving... for Chanucah

By Martin Lewis, October 6, 2011

Chanucah is coming. Now I hate the early creep of festivities as much as the next person, but if you want to have more and pay less there are some things you need to do soonish.


When students shouldn't pay off their loan

By Martin Lewis, September 22, 2011

Student loan interest rates have jumped to a huge 5.3 per cent for 100,000s of people across the UK. And with rates soaring, many are asking: "If I have got spare cash, should I use it to pay off or reduce my student loan?"

Your interest depends on the loan type

There are two different types of official student loan.

● Student BEFORE 1998.


Money Mensch: Loans to mortgages can be a big trap

By Martin Lewis, September 8, 2011

It feels like a no-brainer: shift expensive credit cards and loans onto a cheap mortgage and, bazinga, you're quids in.


Money Mensch: Texting for free

By Martin Lewis, September 1, 2011

Many packages include free texts but for those that don't, costs can soon add up - some providers charge 10p a go.


Tesco treats for its Clubcard holders

By Martin Lewis, August 25, 2011

If you are one of the millions holstering a Tesco Clubcard in your wallet, it is time to sit up and listen. Tesco's latest Clubcard vouchers flopped through letterboxes this month, earned by spending at the giant.

To coincide, it has relaunched its double your vouchers' value in-store promo.

Yet it is possible to further play Clubcard points like a symphony. I am going to show you how.


Free West End show

By Martin Lewis, August 18, 2011

It is Kids Week, meaning that from 12 August to 4 September a child aged between five and 16 can see West End shows for free when accompanied by a full-paying adult. Up to two additional children can also get half price tickets in the same transaction.

There are 31 shows to choose from including Shrek and The Wizard of Oz.


How to drive down your petrol costs

By Martin Lewis, August 11, 2011

It is no longer safe to mention the cost of petrol and diesel in a public place.

The vapours of fury from everyone in earshot are enough to send even the most placid vicar into apoplexy.

For many households, putting fuel in the tank has become one of their biggest bills, costing thousands a year - up there with mortgage or rent, and gas and electricity.


End that mobile menace - spam texts

By Martin Lewis, July 28, 2011

Spam texts are a real nuisance. They blight our handsets with unwanted adverts. What was once a trickle has now become a deluge. I asked over 4,000 of my website users and 95 per cent have received spam texts in the past sixth months. If you get them, here is what to do.

Put it in context

There are three different types of unwanted marketing texts.


Going abroad?

By Martin Lewis, July 21, 2011

Using mobiles outside the UK can cost a fortune. Yet new rules in force mean calls in the EU are cheaper. The maximum cost to make calls is now €0.35/min + VAT (about 38p) and to receive is €0.11 (10p)/min + VAT, while texts will remain capped at €0.11 (10p).


How to cope with price of parenting

By Martin Lewis, July 14, 2011

This is a wealth warning for all parents: the summer holidays are coming. And while the children get time off, that doesn't mean you do.

The cost of trying to ensure they are safe and supervised while you do your job can be prohibitive. Luckily, there are a number of childcare schemes that can help you cut the cost, even if you only use them during the summer.