Money Mensch

Are you paying too much tax?

By Martin Lewis, November 17, 2011

Hundreds of thousands of people may miss out on tax refunds if they are not careful. Six million new refunds were recently discovered by the Revenue during an annual check. Yet underpayments were also found meaning you may owe more.

More..

End of Airmiles

By Martin Lewis, November 10, 2011

The Airmiles reward scheme is being turned upside down and the big news that will leave many growling is that you will need to pay taxes and charges when redeeming flights.

On 16 November Avios will launch. Effectively it is a merger of the Airmiles, British Airways Executive Club and Iberia Plus rewards programmes.

More..

The credit cards that come up trumps

By Martin Lewis, November 3, 2011

Credit cards could be more beneficial than you think. Provided you neuter their borrowing ability, for many, credit cards are by far the best way to spend.

Not only do you get extra consumer protection but get the right ones - cashback cards - and you get paid to use them. Better still, now is the perfect time to grab one as you can get a lot of cashback over the next couple of months.

More..

It's time to start saving... for Chanucah

By Martin Lewis, October 6, 2011

Chanucah is coming. Now I hate the early creep of festivities as much as the next person, but if you want to have more and pay less there are some things you need to do soonish.

More..

When students shouldn't pay off their loan

By Martin Lewis, September 22, 2011

Student loan interest rates have jumped to a huge 5.3 per cent for 100,000s of people across the UK. And with rates soaring, many are asking: "If I have got spare cash, should I use it to pay off or reduce my student loan?"

Your interest depends on the loan type

There are two different types of official student loan.

● Student BEFORE 1998.

More..

Money Mensch: Loans to mortgages can be a big trap

By Martin Lewis, September 8, 2011

It feels like a no-brainer: shift expensive credit cards and loans onto a cheap mortgage and, bazinga, you're quids in.

More..

Money Mensch: Texting for free

By Martin Lewis, September 1, 2011

Many packages include free texts but for those that don't, costs can soon add up - some providers charge 10p a go.

More..

Tesco treats for its Clubcard holders

By Martin Lewis, August 25, 2011

If you are one of the millions holstering a Tesco Clubcard in your wallet, it is time to sit up and listen. Tesco's latest Clubcard vouchers flopped through letterboxes this month, earned by spending at the giant.

To coincide, it has relaunched its double your vouchers' value in-store promo.

Yet it is possible to further play Clubcard points like a symphony. I am going to show you how.

More..

Free West End show

By Martin Lewis, August 18, 2011

It is Kids Week, meaning that from 12 August to 4 September a child aged between five and 16 can see West End shows for free when accompanied by a full-paying adult. Up to two additional children can also get half price tickets in the same transaction.

There are 31 shows to choose from including Shrek and The Wizard of Oz.

More..

How to drive down your petrol costs

By Martin Lewis, August 11, 2011

It is no longer safe to mention the cost of petrol and diesel in a public place.

The vapours of fury from everyone in earshot are enough to send even the most placid vicar into apoplexy.

For many households, putting fuel in the tank has become one of their biggest bills, costing thousands a year - up there with mortgage or rent, and gas and electricity.

More..