Money Mensch

The energy price wars are heating up

By Martin Lewis, September 6, 2012

Energy price hikes are back. The shock announcement by Scottish and Southern Energy (SSE) that it will raise its gas and electricity prices by nine per cent on October 15 is an urgent warning for people to sort their bills now.

SSE trades as SWALEC, Southern Electric, Scottish Hydro and Atlantic - but is a clarion call for every company's energy customers.

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Make yourself attractive to the banks

By Martin Lewis, August 23, 2012

Each credit lender has its own bespoke scoring system when deciding who it lends to.
This means there is no one fixed route to credit attractiveness. Instead, it is about using a series of tricks which will hopefully make you more appealing when applying.

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Your mobile phone could be costing your £100s a year

By Martin Lewis, August 9, 2012

Stop for a moment. Take a look at your mobile. Some view their phones as a shiny little pocket rocket of technology that acts as a mini-computer, while others see it as just a phone. The problem is that too few see it as a household bill that costs £100s a year, which can often be done for a fraction of the cost.
So let’s see if we can ring down some cost changes.

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Drive down the cost of running a car

By Martin Lewis, July 27, 2012

The average cost of running a new car is around £6,000 a year, according to the AA. So it is hardly surprising that the cost of driving is one of the single biggest issues affecting people’s finances today — even after the fuel duty rise has been postponed.
Here are 10 quick tips to reduce the cost of motoring.

l. Is your photocard valid?

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It’s your postcode that counts in the City

By Martin Lewis, July 13, 2012

If you are planning a trip away, act now to avoid pain in Spain, getting hustled in Brussels, or breaking the banka in Sri Lanka. If you wait until you go, it will be too late - and the costs can rocket.

Here are my 10 must-knows if you are heading abroad.

1. Cut the cost of car hire by sorting it out well before you leave home

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Martin Lewis: Energy price hikes

By Martin Lewis, June 14, 2012

Energy prices are likely on the rise. Yet don't just take my word for it - British Gas has warned customers the price it pays will go up by 15 per cent, and this could push up people's bills by £50 come the end of the year.

While this may seem a way off, many can cut £100s off their bills and prevent hikes by acting now. Here are ten things you need to know:

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Martin Lewis: Earn £1000s in One Day

By Martin Lewis, May 17, 2012

Taking a day to work through your finances could be the most lucrative day of the year. So here are my top ten things to try:

● So you wash your work uniform?

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Money Mensch: Microchip your dog

By Martin Lewis, May 10, 2012

You can currently book an appointment (subject to availability) at one of the Dogs Trust's rehoming centres to get a free microchip for your dog.

The chip, which is inserted under the skin, includes a unique ID number which means if your dog goes missing, it is easier to trace, as the code can be read by radiowave scanners. Your details will also be stored on the microchip database.

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Money Mensch: A mobile must-have

By Martin Lewis, April 26, 2012

Freephone calls are meant to be, er, free - not that you would know that if you dialled from a mobile where it can cost up to 33p/minute. And while the regulator Ofcom has published plans to change this from 2014, there are ways to already call 0800s for free from your device.

The easy way is via 0800buster.com. It will give you a normal local phone number to call.

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Money Mensch: You don’t have to feel bad for borrowing

By Martin Lewis, April 19, 2012

The adage "neither a borrower, nor a lender be" is no longer fit for purpose. Unless you are super-rich, you will need to borrow to buy a house or go to university.

The key is learning when and how to borrow.

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