Money Mensch

Martin Lewis: Energy price hikes

By Martin Lewis, June 14, 2012

Energy prices are likely on the rise. Yet don't just take my word for it - British Gas has warned customers the price it pays will go up by 15 per cent, and this could push up people's bills by £50 come the end of the year.

While this may seem a way off, many can cut £100s off their bills and prevent hikes by acting now. Here are ten things you need to know:

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Martin Lewis: Earn £1000s in One Day

By Martin Lewis, May 17, 2012

Taking a day to work through your finances could be the most lucrative day of the year. So here are my top ten things to try:

● So you wash your work uniform?

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Money Mensch: Microchip your dog

By Martin Lewis, May 10, 2012

You can currently book an appointment (subject to availability) at one of the Dogs Trust's rehoming centres to get a free microchip for your dog.

The chip, which is inserted under the skin, includes a unique ID number which means if your dog goes missing, it is easier to trace, as the code can be read by radiowave scanners. Your details will also be stored on the microchip database.

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Money Mensch: A mobile must-have

By Martin Lewis, April 26, 2012

Freephone calls are meant to be, er, free - not that you would know that if you dialled from a mobile where it can cost up to 33p/minute. And while the regulator Ofcom has published plans to change this from 2014, there are ways to already call 0800s for free from your device.

The easy way is via 0800buster.com. It will give you a normal local phone number to call.

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Money Mensch: You don’t have to feel bad for borrowing

By Martin Lewis, April 19, 2012

The adage "neither a borrower, nor a lender be" is no longer fit for purpose. Unless you are super-rich, you will need to borrow to buy a house or go to university.

The key is learning when and how to borrow.

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Money Mensch: ‘Cash is king.’ I’m afraid I have to disagree

By Martin Lewis, April 4, 2012

Cash has advantages for budgeting and haggling but when it comes to spending or making savings safer, cash is not king — it comes a distant second. Here are my ten cash “need-to-knows.”
l Do not stash cash under the mattress — it is only covered for £750
A recent tweet from one of my Twitter followers says it all: “My grandad just passed away.

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Save on your water

By Martin Lewis, March 29, 2012

Water regulator Ofwat has announced that bills will jump on 1 April in England and Wales. The average rise will be 5.7 per cent but in one region it's 8.8 per cent. Now is the time to consider switching to a water meter and save £100s.

If you are billed, then what you pay depends roughly on your home's rentable value.

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Spring clean your outgoing expenses

By Martin Lewis, March 22, 2012

You could be throwing hundreds or thousands of pounds a year away on things that you no longer need, use or value. So with Passover on its way, why not give up wasting your bread as well as eating it. Be a "cancellation hero", do a super-audit and banish bank balance bandits.

1. Don't assume: "I don't do that." Always check

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How to stop spam

By Martin Lewis, March 15, 2012

Spam has become a modern plague. It is important to know how to minimise the problem.

For spam calls, sign up your home phone and mobile to the Telephone Preference Service http://www.tpsonline.org.uk. It is illegal for UK firms to call those who have registered. There is also http://www.silentgard.com/register.aspx which helps minimise the number of silent calls you get.

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It's important to grow old thriftily

By Martin Lewis, March 8, 2012

The older you are the more your cash needs to look after you. With many "older" households struggling, prevention is better than cure. Here are 10 crucial tips for the over 50s.

● Never just take your pension company's offer. If you have been saving money in a pension, at retirement it is likely you will need to buy an annuity.

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