By Martin Lewis, November 1, 2012
Credit cards are not all bad. The problem is many people think of credit cards as a way to borrow, and that isn’t good. Yet, used right, they are by far the best way to spend. Now is the time to take advantage as Christmas is around the corner, and some plastic gives 5 per cent back on all spending.
Here are the top need-to-knows.
First, neuter the card’s interest-charging ability