Money Mensch

Money Mensch: Cash in on Amex's latest promo

By Martin Lewis, September 2, 2010

There is a promotion that is perfect for those with discipline planning to make big purchases, as you can bag huge cashback and spread repayments at no cost.

Accepted new American Express Platinum credit cardholders get a mammoth 5 per cent cashback (£5 per £100) on up to £2,000 spent during the first three months they have it. Plus, American Express Platinum has recently launched a 0 per cent deal on all spending for the first six months too.

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Money Mensch: Score top points from your club cards

By Martin Lewis, August 26, 2010

Those of you with Tesco loyalty points cards need to get your skates on. The supermarket is offering some useful promotions.

But whether it's Tesco, Airmiles, Boots or Nectar, it's not just how many points you collect, it's how you redeem them too.

Tesco points boosting

If you are a Tesco Clubcard loyalty points holders, now is the time to make a decision. Until September 5, Tesco is allowing you to trade in points for twice their value in-store as part of its Big Clubcard Voucher Exchange promotion.

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Money Mensch: How to save on travel insurance

By Martin Lewis, August 19, 2010

Forget the geo-politics for a second, I am talking money saving here. If you buy an annual travel insurance policy but don't go further afield than Israel, hold your horses - you may not need to plump for worldwide cover.

Many European policies cover some countries way outside the EU, including Morocco, Tunisia, Egypt, Turkey and West Russia, and a few include Israel too. So choosing this option could save hundreds on the cost of a family's insurance premium.

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Money Mensch: Got BT? You can call up big savings

By Martin Lewis, August 12, 2010

If you have a BT landline, the cost of a natter is set to soar. Having already hiked prices this year, BT is doing it again in October. And where BT leads, others follow. Yet, if you are prepared to ring in the changes now, you can beat it before it happens.

● How it all adds up

BT played a genius move in April, by shifting what counts as peak daytime hours from the old 6am to 6pm to the new 7am to 7pm.

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Beating the new US entry charge

By Martin Lewis, August 4, 2010

Last year, the US introduced its compulsory Electronic System for Travel Authorisation (ESTA) form that every UK traveller must complete (it is only available online) before entering the States by air. Don’t complete it and you can be turned back.

Now, a bill passed through the US congress means that at some point this year it will be able to start charging for the service. The amount is unconfirmed but it’s likely to be around $10 per person.

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We can save savers from interest hell

By Martin Lewis, July 28, 2010

If you are a saver, I want to show you how to urgently accelerate your interest. The big warning is for anyone with fixed-rate savings. Over half a million are due to end this month, and when that happens banks tend to shift your cash into holding accounts paying dismal rates as low as 0 per cent.

Many go into fixed rates for long-term stability, and if you did that a few years ago you could still have been earning well over six per cent. Yet savings providers aren't stupid. They try and get another bite at your cash when the deal ends, leaving you suffering rate shock.

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A cost cure for hayfever victims

By Martin Lewis, July 22, 2010

Suffering from hayfever isn't anything to be sniffed at - it can darken bright sunny days and put a downer on your wallet too.

But there is a way to seriously cut costs.

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Money Mensch: Your guide to Child Trust Funds

By Martin Lewis, July 15, 2010

This is an urgent call to parents whose children have money in a Child Trust Fund. Act now to ensure they get a decent return.Unsurprisingly, the flagship Labour scheme to give free cash to every UK child, poor or rich, was scythed down as part of George Osborne's mammoth spending cull. Yet confusion is now rife as to how it will work going forward.

So here's a Q&A to ensure you know exactly what to do.

● What are Child Trust Funds (CTFs)?

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Money Mensch: Rent your car out for up to £35

By Martin Lewis, July 8, 2010

There's a brand new addition to the 'rent it out for cash' family.

If you don't use your car all the time, you can hire it out by the hour or day via clever new site www.whipcar.com. And there is no need to worry about the insurance as, when someone else uses your car, this company automatically insures them and it supersedes your policy.

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Money Mensch: Take sting out of medical care abroad

By Martin Lewis, July 1, 2010

This is an urgent wake-up call for anyone travelling to Europe this summer - there is a way to get totally free medical cover for you and your family in 27 European countries.

It is called the EHIC, or European Health Insurance Card, and there's more to it than meets the eye. If you've already got one, beware - many older ones are no longer valid.

The totally free card is valid for three to five years and entitles you to free or discounted medical treatment in state-run hospitals in EU countries, plus Iceland, Liechtenstein, Norway and Switzerland.

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