Money Mensch

It is time to celebrate cutting Chanucah costs this season

By Martin Lewis, November 18, 2013

The shops have started their jingle bells, Christmas is coming and this year Chanucah precedes it by a month. I dislike early celebrations as much as the next man. Yet pre-planning can seriously slash festive costs, so you have better festivities at a lower price.

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Children are costly, but not as expensive as you first thought

By Martin Lewis, September 17, 2013

If you have a family, your purse or wallet is probably crying. Having children is a terrible investment. You fork out an estimated £200,000 per child by the time they reach age 21.

Of course, if you’re happy to be repaid in hugs, it’s all more than worth it. Yet a few tips to ease the burden never go amiss...

Are you missing £1,000s of childcare help?

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Letting tenants in on rent-saving schemes

By Martin Lewis, July 25, 2013

If you live in rented accommodation, you don’t need your landlord’s permission to save money. There are many things you can do to slash bills. With the number of tenants rising, rents are fiercely expensive in many areas, so never has it been more crucial. Here are my top tips for renters:

Renters have a right to switch and save on energy (even prepaid)

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Martin Lewis's hot travel money tips

By Martin Lewis, July 11, 2013

Far too many people pay too much just to pay when abroad. So if you’re planning a trip away this summer, now’s the time to ensure you get more bang for your bucks, euros or dong (the Vietnamese currency, of course).

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How to drive down your car running expenditure

By Martin Lewis, April 5, 2013

The cost of running a new car is nearly £4,000 a year – and older cars are not too far behind. Most bills are drip-fed so it is easy to pay without realising that for most homes, a car is the second biggest cost after a mortgage or rent.

Here are five tips on how to save money on your motor:

PRIVATE PARKING FIRMS CANNOT FINE YOU

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Beware of those hidden costs

By Martin Lewis, March 7, 2013

It is the financial nightmares you never thought would happen that really hurt. Here is how to fight back against the top 10 hidden bill perils.

1. “My six-year-old spent £3,200 on an iPhone game”.
Letting youngsters sit with you while you use your smartphone or tablet means they are likely to know your password, and that can be expensive.

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Make a save on ... your savings

By Martin Lewis, February 21, 2013

If you have savings, making them work for you is tougher than ever. Here are the 10 things you need to know right now.

● the best easy access account is currently offering only 2% AER

This sets the benchmark for everything else. But, remember, if the best is this bad, what is yours offering? Check.

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Get more bang for you bank

By Martin Lewis, February 7, 2013

2012 was another awful year for banking. Yet far too many sit on their hands complaining without acting, thinking there is little option.
That is not true. There is banking choice out there. Here are the 10 things you need to know.

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Don’t get burnt by existing debt

By Martin Lewis, January 24, 2013

Don’t wait to deal with debt — costs add up and the situation festers. The first step is not to borrow any more, however, just as important is how you deal with the existing debt. So here are my credit card debt-busters:

1. Shift credit card debts to 2-year 0%

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Some hot tips for winter trips

By Martin Lewis, January 10, 2013

If heading off on a winter getaway or planning next summer’s big break, there is a plane-load of ways to keep costs down.

1. Unbeatable rates
The cheapest way to spend in a foreign currency is with specialist overseas credit card. Most plastic expensively adds a 3 per cent load, so spend £100 of euros and it costs £103, plus sometimes extra fees on top.

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