Money Mensch

How to get the credit that your family is due

By Martin Lewis, July 16, 2015

This is an important warning for anyone who pays for childcare. There are major changes due to take place to the system this year - and you need to decide rather soon how they affect you. If you leave it too late, you could miss out on thousands of pounds.

Are you eligible for childcare tax credits?


Money Mensch: The vital steps to take if you're a first-time buyer

By Martin Lewis, June 4, 2015

It's perhaps the cheapest time in history to get a first-time buyers' mortgage - with rates at historic lows and the new Help to Buy ISA due. Yet, that's not the same as saying it's the best time to buy a house.


The best ways to find cheaper loans

By Martin Lewis, April 30, 2015

While borrowing isn't wrong, it does need care, and what really counts is that you find the right deal...

Is borrowing worth it?

Unless you're seriously financially savvy, only borrow if you really need to. Otherwise, it's far better to wait and save up for something instead. If you are planning borrowing, it will usually fall into one of two categories…


Turn the tables on big company markups

By Martin Lewis, April 8, 2015

A company's job is to make money. Nowt wrong with that, but our job is to keep it. Some firms use a host of tricks to keep us in the dark, yet if you can uncover their secrets you can win.

Their techniques are wide and varied.


How to take control of cash

By Martin Lewis, January 15, 2015

We're told the economy is improving, wages are finally rising above inflation, yet many people still feel far from flush. Financially, 2015 is still likely to be challenging.

It's important to understand that there's little any of us can do as individuals to change the big picture, but you can create seismic changes in your own money situation if you've a bit of will power and determination.


My money-saving tips for life on the road

By Martin Lewis, November 13, 2014

It's enough to make even Jeremy Clarkson wince. The average yearly bill for motoring is now £4,600, not including buying the car. So here's how to cut the bills…

● Fight unfair fines

If you get a parking ticket you believe is unfair, you don't have to accept it. For instance, private parking firms can't fine you. Their tickets look like tickets but are actually just invoices.


Money Mensch: Holiday protection - beyond sun cream

By Martin Lewis, July 24, 2014

Don't jet off this summer without financial protection. While sun cream and beachwear may top the list, a little bit of planning can save serious cash and prevent problems while you are abroad.

European Health Insurance Cards

Check if yours is one of four million European Health Insurance Card cards expiring this year.


Money Mensch: How to go further with your holiday cash

By Martin Lewis, July 10, 2014

Your money should stretch much further if you're heading to dollar destinations this summer. The pound is up 14 per cent on last year at $1.70, a five-year high. It's also at an 18-month high against the euro, at €1.25 - 10 per cent up on last summer. Yet, just because the rate is strong doesn't mean you'll gain. Here's what you need to know:

1. Don't waste big money on foreign money.


It is now time to wise up on age-old benefits

By Martin Lewis, April 4, 2014

It is said that like wine and cheese, some things get better with age. I’m never sure whether money-saving skills fit that criteria. In any case, a range of new financial challenges open up as you get older.

But don’t think there’s nothing you can do. For the over-50s, it’s crucial to get on top of the changes.



Let’s not swipe bank accounts that give back

By Martin Lewis, March 20, 2014

Bank accounts were once ugly creatures that bit hard when you went overdrawn, and gave nothing back when you were in credit.

Most still do that. But a few innovative gems are starting to sparkle. So instead of bank-bashing, I’m going to applaud the accounts that pay.