Expert view

Now Israel sucked into Euro mess

By Ben Mitchell, November 17, 2011

The news has been overflowing with negative stories about the world's economy for what seems like an eternity.

Since 2008, when the bubble well and truly burst, we have seen one long and depressing succession of negative data as the Western economies have stumbled from one crisis to the next. Inevitably, this has had a huge impact on the value of currencies around the world.


It's a good time to be a start up company

By Shani Shoham, November 10, 2011

What an exciting time for entrepreneurs and venture capitalists (VCs). Two elements transform entrepreneurship and the VC landscape: cost and time.

Cost: the cost of building an online company today is considerably lower than the cost of building a similar business five years ago. With Software-as-a-Service (SaaS) there is no longer a need to build client-server architecture.


Our aviation policy, it's really up in the air

By Jonathan Morris, November 3, 2011

Following last month's Cabinet reshuffle, one of the urgent priorities for the new Transport Secretary, Justine Greening, will be to complete the ongoing government review of aviation policy and set out a coherent and credible strategy.

This will be no easy task, especially given that prior to the last general election, the Conservatives ruled out the building of a third runway at Heathrow.


It's time to say 'freeze'

By Emily Lew, October 11, 2011

The European Commission has proposed the introduction of a Europe-wide bank account freezing order, known as a European Account Preservation Order (EAPO).

The EAPO will provide creditors with a quick and easy process to obtain a court order that can freeze bank accounts belonging to a debtor in any country in the European Union (EU).


Long past the time for women on board

By Jonathan Morris, September 8, 2011

In February, Lord Davies of Abersoch, the former Trade Minister, published his report Women on Boards. In it, he gave the chairmen of FTSE 350 companies until this month to set out the percentage of women they aim to have on their boards by 2013 and then 2015.

Lord Davies was responding to an invitation from the government to promote gender equality on the boards of listed companies.


Annuities are critical

By Ros Altmann, September 1, 2011

Falling stock markets, low interest rates and high inflation are a huge headache for anyone approaching retirement.

Many people have seen a 15 per cent fall in their forecast retirement income in recent weeks. A major cause of this pension shortfall is the rising cost of buying annuities - which is the most common way of taking a pension income from your pension fund.


Honesty is best policy

By Steve Baker, August 25, 2011

How much money do you have to spend? Easy. Count your notes and coins and the balances of all your bank accounts which provide money on demand.

You could spend using credit cards or an overdraft or take a loan, but that's credit to be repaid, not money on hand.


The pound problem

By Ben Mitchell, August 18, 2011

If you just landed on earth in the past few weeks, having come from outer-space, you could be forgiven for thinking that you had arrived at a time when the world was in a state of collapse.

The streets have been burning and so have the markets, with falling stock prices, banks reporting huge losses, investors running for cover and the whole world seemingly pitched head-long into meltdown.


Wave goodbye to cheap energy rates

By Jonathan Morris, August 11, 2011

With the news continuing to be dominated by allegations over phone hacking and our minds turning to thoughts of sun-drenched beaches and fun-filled family holidays, we could be forgiven for having overlooked the recent decision by British Gas to increase the cost of gas by 18 per cent and electricity by 16 per cent.


It's savers who suffer

By Ros Altmann, August 4, 2011

The Bank of England still shows no sign of raising interest rates, despite dreadful inflation figures.